This article has been updated as of November 2024

Expert guide to HPM's pre-approved home plans, wind zone considerations, and cost-saving opportunities for Hawaiʻi Island residents. Updated for 2024 with new models and expanded wind zone options. 

Understanding Pre-Approved Homes: A Revolution in Hawaiʻi Island Building

The concept of pre-approved homes represents a significant evolution in Hawaiʻi Island's construction landscape. As housing demands grow and construction costs rise, HPM's pre-approved home program offers a time and money-saving solution for aspiring Hawai‘i homeowners. 

Our partnership with the County of Hawaiʻi has yielded a streamlined approach that transforms the typically complex home building process into a manageable journey. This program doesn't just save time and money – it provides peace of mind through thoroughly vetted designs that meet our unique island building requirements. 

The Pre-Approval Advantage

Every HPM pre-approved home design has been thoroughly reviewed and approved by the County of Hawaii Building Division, creating a simplified path through the often lengthy and complex permitting process. This pre-approval status delivers substantial time savings even as you progress through other County department requirements, getting you into your new home faster and more efficiently than the standard permitting process. 

Accelerated Approval Process for Hawai‘i Island - Standard home plans can spend months in the County of Hawaii permit review process. While our HPM Homes pre-approved designs significantly streamline this journey, it's important to understand how the process works:

• • The County of Hawaii Building Division has committed to:
    • Quick turnaround on building permit review (shaving 2-3 months off typical timeline)
    • Pre-verified structural calculations
    • Simplified documentation requirements 
  • Your plans will still require review by three other County departments:
    • Planning Department (Land Use Review)
    • Engineering Division
    • Wastewater Division (DEM-WW or DOH-WW)

Cost-Effective Design - Our HPM Homes pre-approved plans are specifically designed to simplify construction, making them more affordable to build while maintaining quality:

• • Eliminated engineering fees ($3,000-$4,000 savings for High Wind Home Plans specifically)
  • Optimized material packages
  • Reduced planning costs
  • Minimized construction delays
  • Efficient building processes

Quality Assurance - Each design undergoes rigorous validation:

• • County-verified structural integrity
  • Climate-appropriate materials
  • Proven floor plan efficiency
  • Multiple home plans to suit various family needs 

Wind Zone Classifications: Building Smart for Hawaiʻi Island's Diverse Climate 

Understanding wind zones is crucial for Hawaiʻi Island residents planning to build a new home. Our island's unique topography creates distinct microclimate regions, from sheltered valleys to exposed coastal areas, each requiring specific construction approaches. HPM's pre-approved homes are specifically engineered to address these varying conditions while maintaining the beauty and functionality that island living demands. 

Low Wind Zone Areas:

The eastern side of Hawaiʻi Island, particularly in areas like Hilo and Puna, often benefits from natural wind protection thanks to our volcanic terrain and lush vegetation. These protected regions allow for more standardized construction methods while maintaining the highest safety standards.  

Low wind zone HPM Pre-Approved Home models are ideal for:

• • Areas sheltered by terrain or thick vegetation
  • Interior valley locations away from ridgelines
  • Regions below 1,000 feet in elevation
  • Properties with natural windbreaks 

Our low wind zone pre-approved homes feature calculated structural specifications that balance safety with cost-effectiveness. Starting at $850 for drafting fees, these models offer an economical path to homeownership while ensuring your home stands strong for generations. 

Popular Low Wind Zone Locations - The following areas typically qualify for our low wind zone models:

• • Hawaiian Paradise Park's sheltered sectors
  • Orchidland's protected neighborhoods
  • Lower Hamākua Coast's valley regions
  • Waiākea's established communities
  • Keaʻau's residential areas

High Wind Zone Areas: Engineered for Excellence

Hawaiʻi Island's more exposed regions, particularly in areas like Waimea and South Point, experience stronger wind conditions that require enhanced structural considerations. Our high wind zone pre-approved homes incorporate additional engineering features that protect your investment while preserving the open, airy feeling that makes Hawaiʻi homes special.

High wind zone plans and material packages include:

• • Reinforced structural elements for superior stability
  • Hardie fiber cement siding systems rated for extreme conditions
  • Strengthened foundation specifications
  • Advanced hardware and connection systems

Starting at $1,800 for drafting fees, these models represent the perfect balance of strength and style, specifically engineered for:

• • Waimea's highland areas
  • Ocean View's exposed locations
  • South Point's windward properties
  • Kaʻū coastal regions
  • Ridge-top locations island-wide

Available Models: Designed for Island Living

HPM's collection of pre-approved homes reflects decades of experience building for Hawaiʻi's unique environment. Each model combines time-tested design principles with modern amenities, creating homes that are both functional and beautiful.

Understanding Pre-Approved Model Parameters

Structural Integrity and Modifications

A common question from prospective homeowners is about making changes to our pre-approved designs. When HPM submits home plans for Hawaii County approval, we include drawings and details to specify the structural materials needed for the building. The County of Hawaiʻi has stamped and approved these specific materials and measurements, making them integral to the pre-approval status. This means structural elements like window heights, roofing types, and wall configurations must remain as designed to maintain the plan's pre-approved status.

Customization Opportunities

However, choosing a pre-approved plan doesn't mean settling for a cookie-cutter home. While structural elements remain fixed, you have extensive freedom to personalize your home through:

Interior Finishes:

• • Paint color selections
  • Flooring materials and styles
  • Cabinet designs and finishes
  • Countertop materials
  • Light fixtures and hardware

Exterior Elements:

• • Color schemes
  • Decorative elements
  • Landscaping options
  • Entry features
  • Outdoor living spaces

These customization options allow you to create a unique living space that reflects your personal style while maintaining the integrity and benefits of the pre-approved design. 

Building Process Guide: Your Path to Home Ownership

Building your HPM pre-approved home follows a carefully structured process designed to eliminate uncertainty and maximize efficiency. Understanding each phase helps ensure a smooth building experience from start to finish. 

Phase 1: Initial Planning and Finance 

Financial Preparation - Before breaking ground, we help you understand the complete financial picture:

• • Comprehensive budget development
  • Construction cost analysis and estimates
  • Financing option review with local lenders
  • Timeline-based financial planning
  • Material package cost evaluation  

Site Evaluation - Your property's characteristics play a crucial role:

• • Detailed property assessment services
  • Wind zone determination
  • Soil condition analysis
  • Utility accessibility review
  • Topographical considerations

Phase 2: Design and Selection

Model Selection - Choosing your perfect pre-approved design:

• • Personal needs assessment
  • Space requirement analysis
  • Lifestyle consideration
  • Future growth planning
  • Budget alignment

Material Selection - Personalizing your home while maintaining pre-approval status:

• • Interior finish options
  • Exterior material choices
  • Fixture selection
  • Flooring alternatives
  • Cabinet and countertop options

Phase 3: Permitting and Preparation

Fast-Track Processing - Our pre-approved status accelerates the journey:

• • 48-hour building permit review
  • Coordinated department submissions
  • Complete documentation handling
  • Progress tracking and updates
  • Resolution of any questions

Site Preparation - Getting your property ready for construction:

• • Site clearing guidance
  • Utility coordination
  • Access preparation
  • Foundation planning
  • Drainage considerations

Phase 4: Construction and Completion

Building Phase - Professional oversight throughout construction:

• • Contractor coordination
  • Material delivery scheduling
  • Construction milestone tracking
  • Quality control processes
  • Timeline management

Final Steps - Ensuring a smooth transition to your new home:

• • Final inspections
  • Utility connections
  • Completion documentation
  • Move-in preparation
  • Warranty information 

Cost Analysis: Understanding Your Investment

Building a home represents one of life's most significant investments. Our pre-approved program provides clarity and predictability to the financial aspects of home construction, helping Hawaiʻi Island residents make informed decisions about their building journey. 

Base Pricing Structure (as of November 1, 2024)

Initial Costs - Understanding your upfront investment:

• • Home Planning Fee: $2,000
  • Drafting Fees:
  • Low Wind Zone: Starting at $850 / High Wind Zone: Starting at $1,800
  • Architectural Stamp: $650-$850
  • Permit Processing Fees

Material Package Options - Flexible packages to meet various budgets:

• • Standard material specifications
  • Premium upgrade options
  • Energy-efficient alternatives
  • Custom finish selections
  • Appliance packages

Value Engineering Benefits

Cost-Saving Features - Each pre-approved design incorporates smart savings:

• • Efficient material usage reducing waste
  • Standardized components for better pricing
  • Optimized construction methods
  • Energy-efficient design elements
  • Reduced labor requirements

Long-Term Value - Investment protection through quality:

• • Durable material selections
  • Climate-appropriate design
  • Energy-efficient features
  • Low maintenance requirements
  • Strong resale potential 

Location Requirements: Finding Your Perfect Spot 

Hawaiʻi Island's diverse landscape requires careful consideration when selecting your building site. Our pre-approved homes are designed with specific geographic and environmental factors in mind, ensuring your home is perfectly suited to its location.

Geographic Considerations

Terrain Analysis - Essential factors for site selection:

• • Elevation considerations
  • Slope requirements
  • Natural drainage patterns
  • Solar orientation
  • Wind exposure level

Environmental Factors - Location-specific considerations:

• • Rainfall patterns
  • Sun exposure
  • Natural ventilation
  • Local vegetation
  • Soil conditions 

Zoning Requirements

Building Regulations - Understanding local requirements:

• • Setback specifications
  • Height restrictions
  • Lot coverage limits
  • Use classifications
  • Accessory structure allowances  

Special Considerations - Location-specific requirements:

• • Flood zone restrictions
  • Coastal zone management
  • Historical district regulations
  • Agricultural land considerations
  • Environmental protection zones 

Expert Resources: Your Support Network

Building a home takes a team of professionals working in harmony. HPM's pre-approved program connects you with experienced specialists at every stage of your journey.

Professional Support Team

HPM’s Home Planning Consultants - Your primary guide through the process:

• • Initial consultation and planning
  • Budget development assistance
  • Model selection guidance
  • Material choice support
  • Construction coordination  

Technical Experts - Specialized support for specific needs:

• • Architectural review
  • Engineering consultation
  • Construction specialists
  • Material experts
  • Energy efficiency advisors 

Contact and Support

Visit our HPM Design Center locations for personalized assistance: